The Benefits Area of Human Resources is dedicated to providing our employees prompt, courteous and efficient service whenever possible. It is our goal to ensure that our customers have a positive experience whenever they interact with staff members in the Benefits Area and that they achieve resolution to outstanding issues whenever possible.
Youngstown State University offers a comprehensive benefits package to full time faculty and staff. Most benefits are effective on the first day of an individual’s employment. Benefits available to employees include a complete health insurance package, life insurance, flexible spending accounts, long term disability insurance, and a retirement plan. Additionally, tuition remission is available to employees and their qualified dependents. An Employee Assistance Program is offered to benefit eligible employees and their dependents for assistance in personal, mental health, legal, financial or other issues confronting employees and their dependents. Voluntary benefits offered to employees include supplemental life insurance coverage available to the employee, spouse and dependent children, long term care insurance and tax deferred annuity programs or deferred compensation plans.
Youngstown State University offers a comprehensive health plan through Medical Mutual of Ohio. Single, employee plus one dependent, or family coverage is available to qualified employees. For details of the coverage, please consult the Benefits Summary. We have recently added the ability to add your older children, up to the age of 28 years old to your medical coverage. Please read the memo on Older Child Healthcare. For Frequently Asked Questions on Older Child Health Care, please click here.
Flexible Spending Accounts
YSU offers Health Care and Dependent Care Flexible Spending Accounts (in compliance with IRS regulations) to employees interested in enrolling. The annual maximum is $2,500. Flexible spending accounts offer reimbursement for qualified non-covered health care expenses and qualified dependent day care expenses.
Click here for some new information on using your flexible spending account for Over the Counter Drugs.
Click here for the 2013 Flexible Spending Account Enrollment form.
Click here for the 2013 Flexible Spending brochure.
All eligible faculty and staff are entitled to life insurance coverage equivalent to 2 ½ times their base salary up to a maximum of $250,000. This benefit is available to employees at no cost to them. Click here to view the Life Insurance Certificate.
Long Term Disability Insurance
YSU offers long term disability insurance to employees for the first five years of employment. This insurance would pay 60% of the employee’s base pay if the employee qualifies for disability. There is a 90 day elimination period.
All employees are required to elect enrollment in one of the State of Ohio Retirement systems, i.e., STRS (faculty) or OPERS (staff). Some eligible employees may also elect enrollment in an Alternative Retirement Plan (ARP) in lieu of the state plans.
Tuition remission is offered to qualified full time faculty and staff and their dependents. It is also available to some qualified part time employees. Please visit the Fee Remission Information page to access the appropriate form.
Employee Assistance Program (IMPACT Solutions)
This benefit is available to all benefit eligible employees, members of their household as well as parents and parents in law. It offers a wide range of assistance with personal and work related challenges and daily living matters. Employees have access to counselors 24 hours per day, 7 days per week. You can reach IMPACT at 1-800-227-6007 or visit the website www.myimpactsolution.com.
Voluntary benefits include supplemental life insurance available for purchase by eligible faculty and staff. Click here for information on . Supplemental Life Insurance, Information & Forms.* You can also review the Additional Life Booklet, the Medical Underwriting Statement, and/or Group Life Portability for more information on supplemental life insurance.
Employees are also eligible to participate in tax deferred annuity programs or deferred compensation programs. There are two Annuity Salary Reduction Agreement types available to university employees, 403b and 457b. For the 403b salary reduction template form, please click here. For the 457b salary reduction template form, please click here. Here is a List of Approved Annuity Vendors and here is a List of Alternative Retirement Program vendors.
Living Well Wellness Program
Youngstown State University provides a proactive wellness program to employees by creating an environment that will help to improve their health and health behavior patterns and produce tangible improvements in their use of health care services, reduce health-related costs, and enhance well-being. Please visit the website: http://www.ysu.edu/wellness/ for more information.
Understanding Emergency Room versus Urgent Care
Please view the following document, Emergency Versus Urgent Care, for more information on how to determine if you have a genuine emergency or if your condition can be taken care of at an urgent care facility.
The Benefits area of Human Resources is open Monday – Friday from 8:00 a.m. until 5:00 p.m. and is located in Jones Hall, Room 3025. We offer a comprehensive orientation to new employees regarding their benefits package.